A little something I think needs to be mentioned is the fact that most banks will have nothing to do with these types of customers. Payday loans is their only source for ready cash for emergency car repairs, catch up car payments, utility bills, home repairs, catch up house payments. The State of Arkansas capped it's interest rate and the pay day loan companies in Okla. along the Arkansas border are booming. You need to come up with another outlet before you kill this dragon. With no other outlet they turn to crime.

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